Howard Castle Insurance - An IPA Agency
Gilbert Heritage District and Water Tower
Rated #1 for Families

Peace of Mind for
Gilbert Families

From Agritopia to Power Ranch. We specialize in comprehensive protection bundles designed for growing families, new homes, and teen drivers.

Small Town Feel,
Big City Coverage.

Gilbert has transformed from the "Hay Capital of the World" into one of the most desirable places to raise a family in America. With top-rated schools, safe neighborhoods like Morrison Ranch and Val Vista Lakes, and a thriving Heritage District, Gilbert residents have a lot to protect.

At Howard Castle Insurance, we are your neighbors. We understand that life in Gilbert revolves around family and community. Whether you're insuring a new build in Seville or need to add a teenage driver to your policy without breaking the bank, we provide the personalized care you deserve.

  • Home & Auto Bundles for Families
  • Teen Driver Discounts & Safety
  • Life Insurance for Parents
Family Home in Agritopia Gilbert
Family Focused

Insurance for Every Stage of Life

From your first home to sending kids off to college, we ensure your coverage grows with your family.

Family Auto Plans

Multi-car discounts and specialized coverage for teen drivers. We find carriers that offer "Good Student" and "Safe Driver" rewards.

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Homeowners Insurance

Protecting your property in Gilbert's master-planned communities. We ensure your HOA requirements are met and your assets are secure.

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Life Insurance

The ultimate protection for your family. Term life policies are surprisingly affordable and ensure your mortgage and kids' future are secure.

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What Gilbert Families Need to Know

Teen Driver Safety

With many high schools like Gilbert High and Perry, teen drivers are common. Adding a teen can spike premiums. We help you utilize "Good Student" discounts (B average or better) and telematics apps to lower these costs.

Pool Liability

Backyard pools are a staple in neighborhoods like Power Ranch. However, they increase liability risk. We recommend increasing your personal liability limits or adding an Umbrella policy to protect against pool-related accidents.

New Home Construction

If you are buying a brand new home in a developing area of Gilbert, make sure your policy covers you during the move-in phase. We also ensure your "Replacement Cost" reflects current labor and lumber prices, not just market value.

Bundling is Key

The easiest way for a Gilbert family to save is bundling Home and Auto. Many of our carriers offer significant discounts (up to 20%) when you keep both policies under one roof.

Serving Gilbert's Top Communities

Agritopia Morrison Ranch Power Ranch Val Vista Lakes Seville Heritage District The Islands Layton Lakes

Protect What Matters Most

Get the right coverage for your family, home, and future. Simple, transparent, and local.

We shop top carriers including

GEICO Liberty Mutual Progressive Nationwide The Hartford National General Auto-Owners State Auto Travelers Safeco The General Mercury Acuity AmShield Stonegate Steadily Selective Root Openly West Best BTIS American Modern Aegis Homeowners of America Personal Umbrella Pie Insurance CNA Surety Branch Clearcover Commonwealth Covercube Dairyland Haggerty Johnson Johnson Insurance Lemonade Pacific Specialty GEICO Liberty Mutual Progressive Nationwide The Hartford National General Auto-Owners State Auto Travelers Safeco The General Mercury Acuity AmShield Stonegate Steadily Selective Root Openly West Best BTIS American Modern Aegis Homeowners of America Personal Umbrella Pie Insurance CNA Surety Branch Clearcover Commonwealth Covercube Dairyland Haggerty Johnson Johnson Insurance Lemonade Pacific Specialty
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Contact Us Today

Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.

Contact Information

Business Hours

Mon-Fri: 8:00 AM - 5:00 PM MST

Saturday & Sunday: Closed

Location

Gilbert, Arizona

Proudly serving all of Arizona

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