From high-performance boats in the Channel to luxury homes on The Island. We provide coverage that works as hard as you play.
Lake Havasu City is unique. It's home to the London Bridge, a world-class boating scene, and 300+ days of sunshine. Whether you are a full-time resident in the Residential Estates, a snowbird enjoying the winter, or an investor running a vacation rental, life here revolves around the water and the desert.
At Howard Castle Insurance, we know that Havasu isn't just about homes—it's about toys. We are experts in bundling your house with your boat, jet skis, and side-by-sides to ensure you're covered whether you're docking at the marina or hitting the trails in the desert.
We compare policies to find coverage that includes your watercraft, off-road vehicles, and home in one package.
The lake gets busy. We ensure you have high liability limits and coverage for uninsured boaters—crucial for safety in the Bridgewater Channel.
Check RatesHavasu is a top rental market. Standard home policies exclude short-term rentals. We provide specific coverage for guest liability and property damage.
Get a QuoteProtect your rigs while they are stored in the summer heat and when you take them out to the desert. We cover accessories and upgrades too.
Get CoveredJet skis and high-end boats are targets for theft, especially during busy holiday weekends. Comprehensive coverage is vital, regardless of whether your boat is in a storage unit or parked in your driveway.
If you keep your boat at the Havasu Riviera or the State Park marina, they often require specific liability limits (usually $300k or $500k) and to be named as an "Additional Interested Party." We handle this paperwork for you.
Boating accidents can lead to significant lawsuits. A standard boat policy caps liability. An Umbrella policy adds an extra layer of protection (often $1M+) over your home, auto, and boat, protecting your assets.
Many Havasu homes are seasonal. If your house is empty during the summer, coverage for vandalism or water damage may be restricted. We add endorsements to ensure your property is covered while you are away.
Don't let an accident on the water sink your finances. Get the right coverage today.
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Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.
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Gilbert, Arizona
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