Insurance Services in Prescott Valley, AZ

A Growing Community with
Open Horizons.

Prescott Valley offers wide-open spaces, newer infrastructure, and a more affordable cost of living compared to its neighbor to the west. It's a magnet for families, retirees, and outdoor enthusiasts who need room for their RVs and toys.

At Howard Castle Insurance, we understand the PV lifestyle. Whether you are buying a new build in Pronghorn Ranch, settling into a manufactured home, or need to insure a fleet of ATVs for weekend rides, we help you find the right coverage without overpaying.

RV & Toy Hauler Insurance
Manufactured & Mobile Home Coverage
Wind & Hail Damage Protection

Suburban Home in Granville Prescott Valley

Value & Service

Insurance for Prescott Valley

We shop multiple carriers to find the best rates for your home, vehicles, and recreational toys.

Homeowners Insurance

Protect your investment in Stoneridge or Granville. We offer policies that cover wind damage to roofs and fences—a common issue in PV.

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RV & Toy Insurance

Many PV homes have RV garages or side parking. We bundle your travel trailer, boat, or ATV with your home/auto for maximum savings.

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Auto Insurance

Commuting via Hwy 69 into Prescott or down to Phoenix? We ensure you have glass coverage for rock chips and roadside assistance.

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What PV Residents Should Know

Manufactured Homes

Prescott Valley has many high-quality manufactured home communities. Insuring these requires a specialized policy, different from a standard site-built home. We work with carriers that offer replacement cost coverage for manufactured homes.

Wind & Hail Damage

PV sits on a high plain and is prone to high winds and occasional hail storms. Ensure your policy covers "Wind/Hail" with a reasonable deductible, so you aren't paying thousands out of pocket for a new roof or siding.

Fire Risk vs. Prescott

While PV generally has less dense forest than Prescott, wildfire risk still exists in outlying areas. However, premiums are often lower here. We check your specific fire score to ensure you aren't overpaying.

RV Storage

If you keep your RV at home, check your policy. Standard auto/home policies might not cover the RV while it's parked if it's not specifically listed or if it's under a separate carport structure.