Howard Castle Insurance - An IPA Agency
Scottsdale Waterfront and Luxury Living
Premier Coverage for Scottsdale Residents

Protecting Your
Scottsdale Lifestyle

From custom estates in Silverleaf to luxury vehicles in Old Town. We provide tailored insurance solutions that safeguard your wealth and assets.

Sophisticated Coverage for
A Distinctive City.

Scottsdale isn't just a place to live; it's a lifestyle destination known for its world-class golf, high-end shopping, and stunning desert landscapes. But distinctive homes and high-value assets require distinctive protection. Standard policies often leave gaps when it comes to custom finishes, guest houses, or extensive jewelry collections.

At Howard Castle Insurance, we will work to give you adequate coverage. Whether you are wintering in a condo at McCormick Ranch or residing year-round in a custom home in Troon North, we ensure your coverage matches the value of your life's work.

  • High-Value Home Specialists
  • Luxury & Classic Car Expertise
  • Umbrella & Excess Liability Options
Luxury Home on Scottsdale Golf Course
Asset Protection

Insurance Designed for You

We partner with premium carriers to offer broader coverage limits and white-glove service.

Luxury & Classic Auto

Whether it's a daily driver luxury SUV or a collector car for the Barrett-Jackson auction, we offer Agreed Value coverage and OEM parts guarantees.

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High-Value Home

Coverage that accounts for custom architecture, casitas, and high-end finishes. We can also schedule fine art, jewelry, and wine collections.

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Professional Liability

Tailored solutions for Scottsdale's medical practices, law firms, boutiques, and restaurants. Protect your business reputation.

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Scottsdale Insurance Considerations

Commercial & Business Liability

From high-end retail in Old Town to medical offices in the Airpark. We provide tailored commercial policies including General Liability, BOPs, and Workers' Comp to protect your business assets and reputation.

High-Value Asset Protection

Standard policies often cap coverage for jewelry, watches, and furs at $1,500. We can add "scheduled personal property" endorsements to cover your valuables for their full appraisal value.

Flash Flooding (Indian Bend Wash)

Despite being in a desert, Scottsdale has designated flood zones, particularly near the Indian Bend Wash greenbelt. Flood damage is NOT covered by standard home insurance—we can help you add a separate flood policy.

Umbrella Insurance

In an affluent area, liability lawsuits are a real concern. An Umbrella policy adds $1M to $5M+ in extra liability protection, safeguarding your future earnings and retirement savings.

Serving All Major Scottsdale Communities

North Scottsdale DC Ranch Silverleaf Troon North Old Town Scottsdale McCormick Ranch Gainey Ranch Grayhawk McDowell Mountain Ranch

Secure Your Peace of Mind

Don't leave your legacy unprotected. Contact our Scottsdale insurance specialists today for a confidential review of your coverage.

We shop top carriers including

GEICO Liberty Mutual Progressive Nationwide The Hartford National General Auto-Owners State Auto Travelers Safeco The General Mercury Acuity AmShield Stonegate Steadily Selective Root Openly West Best BTIS American Modern Aegis Homeowners of America Personal Umbrella Pie Insurance CNA Surety Branch Clearcover Commonwealth Covercube Dairyland Haggerty Johnson Johnson Insurance Lemonade Pacific Specialty GEICO Liberty Mutual Progressive Nationwide The Hartford National General Auto-Owners State Auto Travelers Safeco The General Mercury Acuity AmShield Stonegate Steadily Selective Root Openly West Best BTIS American Modern Aegis Homeowners of America Personal Umbrella Pie Insurance CNA Surety Branch Clearcover Commonwealth Covercube Dairyland Haggerty Johnson Johnson Insurance Lemonade Pacific Specialty
Get in Touch

Contact Us Today

Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.

Contact Information

Business Hours

Mon-Fri: 8:00 AM - 5:00 PM MST

Saturday & Sunday: Closed

Location

Gilbert, Arizona

Proudly serving all of Arizona

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