Howard Castle Insurance - An IPA Agency
Tempe Town Lake and Mill Avenue Bridge
Serving the Heart of the East Valley

Modern Coverage for
A Vibrant City

From historic homes in Maple-Ash to high-rise condos on Tempe Town Lake. We offer flexible, affordable insurance for students, professionals, and families.

Smart Insurance for
Tempe Living.

Tempe is a city of energy and innovation. With Arizona State University at its core and a booming tech scene near the lake, the insurance needs here are distinct. Many residents rent their homes, share rides, or run startups out of co-working spaces.

At Howard Castle Insurance, we get it. We know that a one-size-fits-all policy doesn't work for a student renting their first apartment or a family restoring a historic 1950s ranch home. We help you navigate the complexities of coverage so you can focus on enjoying Mill Avenue, not worrying about your deductible.

  • Affordable Renters Insurance
  • Rideshare & Delivery Coverage
  • Startup & Small Business Liability
Historic Home in Tempe Neighborhood
Flexible Options

Coverage That Fits Your Life

Whether you own, rent, or drive for a living, we have a policy that protects you.

Renters Insurance

Protect your laptop, electronics, and furniture from theft or fire. Essential for anyone living in Tempe apartments or dorms.

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Auto & Rideshare

Driving for Uber, Lyft, or DoorDash? Standard personal auto policies often deny these claims. We have carriers that cover the "gig economy."

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Small Business

From tech startups to coffee shops on Mill Ave. We provide General Liability and Professional Liability to keep your business running.

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What Tempe Residents Need to Know

Bike & Scooter Theft

Tempe is bike-friendly, but bike theft is common near campus and downtown. A good Renters or Homeowners policy can cover your bicycle even if it's stolen while you are at class or a coffee shop.

Historic Home Updates

Tempe has charming historic districts like Maple-Ash and Date Palm Manor. If you are buying a home here, ensure your policy covers updates to older electrical and plumbing systems typical of the 1930s-50s.

Student/Roommate Situations

Living with roommates? Standard policies might not cover everyone in the house automatically. We help structure your renters insurance to ensure your specific belongings are protected, regardless of who you live with.

Short-Term Rentals

Many Tempe homeowners use Airbnb or VRBO for spring training or events. A standard homeowner policy usually excludes business activity. We offer short-term rental endorsements to keep you covered.

We Insure Tempe

Downtown Tempe Maple-Ash Tempe Town Lake South Tempe The Lakes Broadmor Date Palm Manor Warner Ranch

Get the Best Rates in Tempe

Don't overpay for coverage you don't need. Let us compare quotes from 40+ carriers to find your perfect match.

We shop top carriers including

GEICO Liberty Mutual Progressive Nationwide The Hartford National General Auto-Owners State Auto Travelers Safeco The General Mercury Acuity AmShield Stonegate Steadily Selective Root Openly West Best BTIS American Modern Aegis Homeowners of America Personal Umbrella Pie Insurance CNA Surety Branch Clearcover Commonwealth Covercube Dairyland Haggerty Johnson Johnson Insurance Lemonade Pacific Specialty GEICO Liberty Mutual Progressive Nationwide The Hartford National General Auto-Owners State Auto Travelers Safeco The General Mercury Acuity AmShield Stonegate Steadily Selective Root Openly West Best BTIS American Modern Aegis Homeowners of America Personal Umbrella Pie Insurance CNA Surety Branch Clearcover Commonwealth Covercube Dairyland Haggerty Johnson Johnson Insurance Lemonade Pacific Specialty
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Contact Us Today

Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.

Contact Information

Business Hours

Mon-Fri: 8:00 AM - 5:00 PM MST

Saturday & Sunday: Closed

Location

Gilbert, Arizona

Proudly serving all of Arizona

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