From winter visitors in the Foothills to families in Somerton. We protect your home, RV, and vehicles against the unique desert elements.
Yuma is a vital hub of agriculture, military history, and winter recreation. Whether you're stationed at MCAS Yuma, farming in the valley, or spending your winters in an RV park in the Foothills, life here revolves around the sun and the Colorado River.
At Howard Castle Insurance, we understand Yuma's specific needs. The intense summer heat can wreak havoc on vehicles and roofs, while proximity to the river brings specific flood concerns. We offer tailored policies that protect year-round residents and seasonal visitors alike.
We compare policies from top carriers to find coverage that withstands the heat.
Whether you are full-time in your rig or own a park model in the Foothills, we have specialized policies for seasonal living.
Check RatesYuma heat destroys batteries, tires, and interiors. We ensure you have towing coverage and protection against sun damage and accidents.
Check RatesFrom historic downtown homes to new builds in Las Barrancas. We verify flood zones and ensure your AC units are covered against theft.
Check RatesYuma's sun is unforgiving. UV rays can destroy roofs and tires rapidly. We recommend comprehensive coverage that helps repair sun-related deterioration where applicable, and certainly breakdown coverage for overheated engines.
If you are a snowbird who leaves your Yuma home empty during the scorching summer, you need "Unoccupied Home" coverage. A standard policy may deny claims for water leaks or vandalism if the home is vacant for over 30 days.
Properties near the Colorado and Gila rivers are often in flood zones. Even if you aren't right on the water, flash flooding from heavy rains can impact low-lying agricultural areas. Flood insurance is a separate, vital policy.
Living near the border can impact insurance rates. We help you find competitive rates in your area and advise on coverage limits for driving in different states.
Affordable rates for full-timers and winter visitors alike.
We shop top carriers including
Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.
Mon-Fri: 8:00 AM - 5:00 PM MST
Saturday & Sunday: Closed
Gilbert, Arizona
Proudly serving all of Arizona
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